Terms of Service

1. Acceptance of Terms

By accessing and using Car Finance Calculator Australia, you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use our website or services.

2. Description of Service

Car Finance Calculator Australia provides free online tools to help users estimate car loan repayments, interest costs, and related financial calculations. We also provide educational content about car finance in Australia through our blog and resource pages.

3. Disclaimer of Financial Advice

IMPORTANT: The calculators and information provided on this website are for general informational and educational purposes only. They do not constitute financial, legal, or professional advice.

The calculations provided are estimates only and may not reflect actual loan terms, interest rates, fees, or other costs offered by financial institutions. Actual loan terms will vary based on your personal circumstances, credit history, and lender policies.

Before making any financial decisions regarding car finance, we strongly recommend that you:

• Consult with a qualified financial advisor or accountant
• Speak directly with banks, credit unions, or other lenders
• Read all loan documentation carefully before signing
• Consider your personal financial situation and ability to repay

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Car Finance Calculator Australia shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use our services
• Any errors or omissions in the calculator results
• Decisions made based on information provided on this website
• Unauthorized access to or alteration of your data

6. User Responsibilities

You agree to use our website and services only for lawful purposes. You must not:

• Use our services in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our services
• Reproduce, duplicate, copy, sell, or exploit any portion of our website without permission

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Car Finance Calculator Australia or its content suppliers and is protected by Australian and international copyright laws.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

9. Modifications to Terms

We reserve the right to modify or replace these Terms of Service at any time. We will provide notice of any material changes by updating the "Last updated" date at the top of this page. Your continued use of our services after any such changes constitutes your acceptance of the new Terms of Service.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Australia.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: cyis1000@gmail.com